Homeownership made possible — even when banks say no!
239-350-3093
How it Works!
At Quick Path Homeownership, we believe everyone deserves to be a homeowner. We offer structured owner financing through a Contract for Deed — designed for buyers who can comfortably afford a home but may not qualify for traditional bank financing.
Step 1: Tell Us About Your Goals
Fill out the quick Buyer's Intake Form on our website with the type of home you want, your preferred location, and your budget.
This allows us to review your information and determine next steps based on your financial comfort zone and goals.
We’ll follow up promptly with next steps once we’ve reviewed your submission.
Step 2: Have a Quick Conversation
We’ll schedule a short call to discuss your timeline, payment range, long-term goals, and the details of how our owner financing structure works.
We also want to hear your story — what’s brought you here and what you’re trying to accomplish — so we can structure something responsible and realistic.
Step 3: Tour the Property In Person
Once approved, we’ll schedule a private showing so you can walk through the property, ask questions, and conduct any inspections you’d like before making a commitment.
We require all buyers to physically see the property in person before moving forward.
Step 4: Complete a Short Owner Financing Application
If the home is the right fit, next step is to send you a short application to confirm identity, income stability, and basic financial details — no traditional bank underwriting.
You’ll complete a credit screening process with a $47 fee per applicant paid directly to TransUnion. This is a soft pull and does not impact your credit score.
This allows us to responsibly structure owner financing terms that align with your budget.
Step 5: Complete Paperwork & Secure the Property
Once approved, we complete the legal paperwork and collect the non-refundable deposit (typically about one-third of the total down payment).
The deposit secures the property and is applied toward your total down payment at closing.
Step 6: Close Through a Licensed Title Company
We coordinate your closing through a licensed title company and, when needed, arrange for a licensed mobile notary for added convenience.
Required funds to close:
• The remainder of the down payment
• 1st scheduled payment
• Approximately $5,000 in standard transaction and administrative fees
Once everything is finalized, the home is officially yours to move into!
Step 7: Monthly Payment Processing & Warranty
Your payments are processed through a licensed third-party loan servicing company (subject to a $50/mo fee) to ensure accurate tracking, legal compliance, and proper documentation.
The servicing company provides:
• Payment processing
• Principal and interest tracking
• Account statements
• Secure recordkeeping
For added peace of mind, we also include 12 months of home warranty at our expense. This covers major systems and appliances due to normal wear and tear — such as HVAC, plumbing, electrical, water heater, and kitchen appliances. If a covered item fails, you submit a claim directly to the warranty company, and they coordinate repair or replacement according to policy terms.
It’s an added layer of protection during your first year while you settle into your new home!