Homeownership made possible — even when banks say no!

Price:

$314,997

Down Payment:

$14,997

Interest Rate:

7% Fixed

Monthly Payment:

$2,782

Includes taxes and insurance.

353 Shady Oak Cir,
St. Augustine, FL 32092

353 Shady Oak Cir, St. Augustine, FL 32092

4

Bedrooms

2

Baths

2,278

Sqft

Pool:

No

Garage:

No

Year Built:

2005

Floors:

1

HOA:

$21/month

About This Property

MOVE—IN READY 4 BED / 2 BATH | SELLER FINANCING AVAILABLE | NO BANK APPROVAL REQUIRED | ONLY $14,994 DOWN

This beautifully updated, move-in ready home requires no repairs and is tucked into a quiet, established St. Augustine neighborhood. The property offers a spacious layout with two separate living areas, a fireplace that adds warmth and character, a fenced yard for added privacy, and a raised backyard deck ideal for outdoor living. Recent upgrades include a new kitchen, new flooring, new bathrooms, new 2024 water heater, new 2022 roof and new 2025 HVAC system. This is an ideal opportunity for buyers seeking homeownership without the hurdles of traditional bank financing.

MORTGAGE SUMMARY DETAILS

Purchase Price: $314,997

Down Payment: $14,997 + Closing Costs

Financed Amount: $300,000

Interest Rate: 7% Fixed

Amortization: 40 Years

Monthly Payment (PITI): $2,782

Balloon Term: NONE

HOA: $21 / month



CLOSING DETAILS

Earnest Deposit: $5,000

Closing Date: February 14, 2026

Title Company: Farshchian Law, P.A.

Proof of Funds: Required



NEXT STEPS

→ Contact us for more information

→ Fill out a short prequalification form

→ Submit proof of funds

→ Schedule a showing

→ Sign purchase agreement



DISCLAIMERS

The majority of the properties marketed by Quick Path Homeownership are offered through Contract for Deed or Assignment of Contract. Quick Path Homeownership does not claim to be the owner of the properties we market for sale or assignment. However, we hold an equitable interest in the property, which authorizes us to market it for sale, complete the purchase, or assign our contractual rights.

All properties are sold as-is, and the buyer is responsible for all closing costs. No representations, written or oral, are made regarding the property’s condition. All offers require a non-refundable earnest deposit within 1 business day and typically closing within 7–14 days of executed agreement.

Comps, values, and financial information are provided for informational purposes only. Quick Path Homeownership, its members, and employees make no guarantees regarding property condition, value, characteristics, or performance. Buyers are encouraged to conduct their own independent due diligence at their expense prior to purchase. A Proof of Funds or equivalent verification will be required before finalizing the agreement.

We take interference with our contracts seriously. Viewing this page constitutes acknowledgment of an existing purchase agreement and equitable interest held by Quick Path Homeownership. Any unauthorized contact with the seller or marketing of our contracted property without written consent will result in legal action.

And last but not least - at Quick Path Homeownership we believe in kindness, honesty, transparency and good business practices.

Take the Next Step!

If you have a fair down payment,
stable employment history and

the ability to make payments on time,
you CAN own this home TODAY!

*NO BANK APPROVAL REQUIRED*

353 Shady Oak Cir, St. Augustine, FL 32092, USA

Copyright © 2026 | Quick Path Homeownership