Homeownership made possible — even when banks say no!

Price:

$584,997

Down Payment:

$44,997

Interest Rate:

8.00% Fixed

Monthly Payment:

~$4,526.23

Includes taxes and insurance.

3110 SE 16th Pl, Cape Coral, FL 33904

3110 SE 16th Pl,
Cape Coral, FL 33904

3

Bedrooms

2

Baths

1,317

Sqft

Pool:

Yes

Garage:

2 cars

Year Built:

1968

Floors:

1

HOA:

None

About This Property

FULLY FURNISHED HOME WITH SELLER FINANCING — POOL | SAILBOAT ACCESS + BOAT LIFT | NO HOA | NO FLOOD ZONE | ONLY $44,997 DOWN PAYMENT

This modern, move-in-ready Cape Coral home is fully furnished and completely renovated in 2024, featuring a new metal roof, brand-new kitchen, bathrooms, and flooring, and elegant modern finishes throughout. Enjoy true Florida living with a private dock, boat lift, sailboat access, and a sparkling pool right in your backyard. The property also includes a fully permitted large shed, perfect for storage, a workshop, or hobby space. A garage provides additional parking and convenience, all located in a quiet, non-HOA neighborhood with no flood zone concerns — just minutes from shopping, dining, and waterfront attractions. Perfect for buyers who want a turnkey home and ownership without the hassle of traditional bank financing.


MORTGAGE SUMMARY DETAILS

Purchase Price: $584,997

Down Payment: $44,997 + Closing Costs

Financed Amount: $540,000

Interest Rate: 8.00% Fixed

Amortization: 40 Years

Monthly Payment (PITI): $4,476.69

Balloon Term: NONE

HOA: NONE

This is a contract-for-deed transaction offered on seller-finance terms.
Payments are processed through a licensed third-party loan servicing company. There is no prepayment penalty — you may refinance, sell, or pay off early at any time.



MONTHLY PAYMENT

Principal, Interest, Taxes & Insurance: $4,476.69
Estimated Loan Servicing:
~$50

Estimated Total Monthly Payment: ~$4,526.23

Principal and interest are fixed. Taxes and insurance dues may adjust over time.


FUNDS & PAYMENT TIMELINE

$47 → Application Screening Fee (per applicant): Due during the screening process. Paid directly to TransUnion at the time of application for soft credit and background screening. (We don't collect this)

$15,000 → Deposit:
Due within 24 hours after your private in-person tour. Applied toward your down payment at closing.

$29,997 → Remaining Down Payment:
Due at closing.

$5,000 → Standard Transaction & Administrative Fees:
Due at closing.

$4,526 → First Scheduled Payment: Due at closing so you are not required to make a payment immediately after closing.

Estimated total cash required to close →
$54,523


HOME WARRANTY INCLUDED

For added peace of mind, we include 12 months of home warranty coverage at our expense. Coverage includes major systems and appliances due to normal wear and tear, including HVAC, plumbing, electrical, water heater, and kitchen appliances. If a covered item fails, you submit a claim directly to the warranty company, and they coordinate repair or replacement according to the policy terms.


NEXT STEPS

→ Click “Apply Now” to complete the Buyer Intake Form

→ Have a quick call with our team

→ Schedule a private tour of the home

→ Submit an owner financing application

→ Review and sign legal paperwork
→ Wire transfer your deposit
→ Finalize closing
→ Move into your new home



DISCLAIMERS

The majority of the properties marketed by Quick Path Homeownership are offered through Contract for Deed or Assignment of Contract. Quick Path Homeownership does not claim to be the owner of the properties we market for sale or assignment. However, we hold an equitable interest in the property, which authorizes us to market it for sale, complete the purchase, or assign our contractual rights.

All properties are sold as-is, and the buyer is responsible for all closing costs. No representations, written or oral, are made regarding the property’s condition. All offers require a non-refundable earnest deposit within 1 business day and typically closing within 7–14 days of executed agreement.

Comps, values, and financial information are provided for informational purposes only. Quick Path Homeownership, its members, and employees make no guarantees regarding property condition, value, characteristics, or performance. Buyers are encouraged to conduct their own independent due diligence at their expense prior to purchase. A Proof of Funds or equivalent verification will be required before finalizing the agreement.

We take interference with our contracts seriously. Viewing this page constitutes acknowledgment of an existing purchase agreement and equitable interest held by Quick Path Homeownership. Any unauthorized contact with the seller or marketing of our contracted property without written consent will result in legal action.

And last but not least - at Quick Path Homeownership we believe in kindness, honesty, transparency and good business practices.

Take the Next Step!

If you have a fair down payment,
stable employment history and

the ability to make payments on time,
you CAN own this home TODAY!

*NO BANK APPROVAL REQUIRED*

3110 SE 16th Pl, Cape Coral, FL 33904, USA

Copyright © 2026 | Quick Path Homeownership