This beautifully updated move-in ready home requires no repairs and features a spacious layout with two separate living areas, offering flexibility for relaxing, entertaining, or working from home. Major improvements were completed around 2021, and the roof is approximately 8 years old, providing peace of mind on major systems. Step outside to enjoy the above-ground pool and fully fenced yard, along with both an attached shed and a detached shed for additional storage or workspace. The home is also connected to public water and sewer for added convenience. This is an ideal opportunity for buyers seeking homeownership without the hurdles of traditional bank financing.


MORTGAGE SUMMARY

Purchase Price: $430,000

Down Payment: $50,000

Amount Financed: $380,000

Interest Rate: 7.5% Fixed

Amortization: 30 Years

Monthly Payment (PITI): $2,985
Balloon Term: NONE
Pre-Payment Penalty: NONE

This property is being offered on a contract for deed with owner financing terms. The buyer receives equitable ownership interest in the property and builds equity over time, while legal title remains in the seller's name until the balance is paid in full or refinanced, at which point title transfers to the buyer. There is no prepayment penalty, and the buyer may refinance, sell, or pay off the balance early at any time.

Payments are processed through a licensed third party loan servicing company. Principal and interest payments are fixed. Taxes and insurance may adjust over time.

FUNDS & PAYMENT TIMELINE

$48 → Application Screening Fee (per applicant): Due during the screening process. Paid directly to TransUnion at the time of application for soft credit and background screening. (We don't collect this)

$15,000 → Deposit: Due within 24 hours after your private in-person tour. Applied toward your down payment at closing.

$35,000 → Remaining Down Payment: Due at closing.

$2,985 → First Scheduled Payment: Due at closing so you are not required to make a payment immediately after closing.

Estimated total cash required to close → $53,000

HOME WARRANTY INCLUDED

For added peace of mind, we include 12 months of home warranty coverage at our expense. Coverage includes major systems and appliances due to normal wear and tear, including HVAC, plumbing, electrical, water heater, and kitchen appliances. If a covered item fails, you submit a claim directly to the warranty company, and they coordinate repair or replacement according to the policy terms.

NEXT STEPS

→ Click “Apply Now” to complete the Buyer Intake Form

→ Have a quick call with our team

→ Schedule a private tour of the home

→ Submit an owner financing application

→ Review and sign purchase documents
→ Wire transfer your deposit
→ Finalize closing
→ Move into your new home

DISCLAIMERS

The majority of the properties marketed by Quick Path Homeownership are offered through Contract for Deed or Assignment of Contract. Quick Path Homeownership does not claim to be the owner of the properties we market for sale or assignment. However, we hold an equitable interest in the property, which authorizes us to market it for sale, complete the purchase, or assign our contractual rights.

All properties are sold as-is, and the buyer is responsible for all closing costs. No representations, written or oral, are made regarding the property’s condition. All offers require a non-refundable earnest deposit within 1 business day and typically closing within 7–14 days of executed agreement.

Comps, values, and financial information are provided for informational purposes only. Quick Path Homeownership, its members, and employees make no guarantees regarding property condition, value, characteristics, or performance. Buyers are encouraged to conduct their own independent due diligence at their expense prior to purchase. Proof of income or equivalent verification will be required before finalizing the agreement.

We take interference with our contracts seriously. Viewing this page constitutes acknowledgment of an existing purchase agreement and equitable interest held by Quick Path Homeownership. Any unauthorized contact with the seller or marketing of our contracted property without written consent will result in legal action.

And last but not least - at Quick Path Homeownership we believe in kindness, honesty, transparency and good business practices.